As a news shooter, I get into my car whenever there is a possibly significant accident or fire in the vicinity. But it is good when you fail to get a picture because the fire fails to spread, like just now.
And if the fire brigade manages to put out the chimney fire before it spreads significantly, you can afford to think “hey, that looks kind of festive, the red lights mixed with the Christmas lighting”.
So although that family needs to spend the night elsewhere because of smoke- and water-damage, the home can be fixed.
And since this is a photography blog: 3200 and 1600 ISO at f/2.8 with a 70-200 f/2.8L IS lens. That gave me shutter speeds of around 1/30th second. Which with IS is doable.